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Welcome to
PHB Development

Financial inclusion through Digital Financial Services
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PHB Development is a specialist consulting firm committed to increasing financial inclusion for underserved markets in developing countries. We support our clients to develop viable financial services and delivery channels, such as: remittances, mobile financial services, agent networks, savings and loans products, biometrics, chip cards, ATMs and POS terminals.

© Umberto Trivella

An Inclusive Approach

A comprehensive methodology covering various dimensions, including; market scoping, business model design, regulatory advice and performance evaluation for financial services and financial inclusion.

© Cyril Ducottet

Consultancy practice

PHB Development offers advisory services at all stages of the deployment of digital financial products and services and delivery channels: feasibility, design and implementation and performance improvement. Our approach is tailored to meet the specific needs of our clients, because each one is unique and each project is different.

© PHB Development/ Innate Motion

Academy practice

PHB Academy offers training and coaching on digital financial services and financial inclusion. We provide face-to-face training, online training, face-to-face coaching, online coaching to staff working with clients, agents, branch managers, senior managers and head office staff.

Our clients

© PHB Development/ Innate Motion

MOBILE NETWORK OPERATORS

We assist MNOs to pioneer and redefine mobile financial services to reach previously unbanked customers, maximise customer loyalty, increase ARPU, reduce churn and generate new revenues.

© FINCA Tanzania

BANKS & MICROFINANCE INSTITUTIONS

We support retail banks and microfinance institutions to develop financial products and deploy new channels to capture unbanked customers, whilst improving service delivery.

© Wari Senegal

PAYMENT AND TRANSFER SERVICE PROVIDERS

We help money transfer networks and payment providers build distribution channels and formulate solutions to successfully launch innovative money transfer and card services.

Photo courtesy of The MasterCard Foundation © 2016

INTERNATIONAL DEVELOPMENT AGENCIES

We devise strategies for mobile and agency banking with international development agencies, driven by the common belief that expanding financial services is critical to financial inclusion.

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From our Newsletter

  • PHB Academy announces its 2017 training offer
  • PHB Academy and MicroLead release their first DFS Toolkit
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News: Big data for financial inclusion

Leveraging Big Data for Financial Inclusion: Opportunities and Risks

Big data is a powerful new resource in international development with the potential to transform every industry, from education and health to agriculture and biotechnology. Recently, PHB Development’s Managing Partner Philippe Breul facilitated a session on Big Data-driven microfinance at the European Microfinance Week.

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Contact Us

HEAD OFFICE - BELGIUM

Email : belgium@phbdevelopment.com

OTHER OFFICES

UGANDA – uganda@phbdevelopment.com
FRANCE – france@phbdevelopment.com
NETHERLANDS – nederland@phbdevelopment.com
LAOS - laospdr@phbdevelopment.com

info@phbdevelopment.com