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Welcome to
PHB Development

Financial inclusion through Digital Financial Services
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PHB Development is a specialist consulting firm committed to increasing financial inclusion for underserved markets in developing countries. We support our clients to develop viable financial services and delivery channels, such as: remittances, mobile financial services, agent networks, savings and loans products, biometrics, chip cards, ATMs and POS terminals.

© PHB Development/ Innate Motion

Academy practice

PHB Academy offers training and coaching on digital financial services and financial inclusion. We provide face-to-face training, online training, face-to-face coaching, online coaching to staff working with clients, agents, branch managers, senior managers and head office staff.

© Cyril Ducottet

Consultancy practice

PHB Development offers advisory services at all stages of the deployment of digital financial products and services and delivery channels: feasibility, design and implementation and performance improvement. Our approach is tailored to meet the specific needs of our clients, because each one is unique and each project is different.

© Umberto Trivella

An Inclusive Approach

A comprehensive methodology covering various dimensions, including; market scoping, business model design, regulatory advice and performance evaluation for financial services and financial inclusion.

Our clients

© Wari Senegal

PAYMENT AND TRANSFER SERVICE PROVIDERS

We help money transfer networks and payment providers build distribution channels and formulate solutions to successfully launch innovative money transfer and card services.

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BANKS & MICROFINANCE INSTITUTIONS

We support retail banks and microfinance institutions to develop financial products and deploy new channels to capture unbanked customers, whilst improving service delivery.

© PHB Development/ Innate Motion

MOBILE NETWORK OPERATORS

We assist MNOs to pioneer and redefine mobile financial services to reach previously unbanked customers, maximise customer loyalty, increase ARPU, reduce churn and generate new revenues.

Photo courtesy of The MasterCard Foundation © 2016

INTERNATIONAL DEVELOPMENT AGENCIES

We devise strategies for mobile and agency banking with international development agencies, driven by the common belief that expanding financial services is critical to financial inclusion.

PHB Blogs

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  • BLOG: PHB to lead digital finance session of Boulder Microfinance Training in July
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  • BLOG: eWorkshop Connects Participants
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  • BLOG: HCD Market Research in Lao PDR
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  • BLOG: Alone no more: Rural Communities finding Financial Inclusion
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PHB News

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  • Philippe Breul of PHB will be lecturing in the Boulder Microfinance Training
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  • PHB conducts Human Centered Market Research to Develop the First Mobile Wallet in Lao PDR
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  • Leveraging Big Data for Financial Inclusion: Opportunities and Risks
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Contact Us

HEAD OFFICE - BELGIUM

Email : belgium@phbdevelopment.com

OTHER OFFICES

UGANDA – uganda@phbdevelopment.com
FRANCE –
france@phbdevelopment.com
NETHERLANDS – nederland@phbdevelopment.com
LAOS -
laospdr@phbdevelopment.com

info@phbdevelopment.com