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Welcome to
PHB Development

Financial inclusion through Digital Financial Services
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PHB Development is a specialist consulting firm committed to increasing financial inclusion for underserved markets in developing countries. We support our clients to develop viable financial services and delivery channels, such as: remittances, mobile financial services, agent networks, savings and loans products, biometrics, chip cards, ATMs and POS terminals.

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An Inclusive Approach

A comprehensive methodology covering various dimensions, including; market scoping, business model design, regulatory advice and performance evaluation for financial services and financial inclusion.

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Consultancy practice

PHB Development offers advisory services at all stages of the deployment of digital financial products and services and delivery channels: feasibility, design and implementation and performance improvement. Our approach is tailored to meet the specific needs of our clients, because each one is unique and each project is different.

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Academy practice

PHB Academy offers training and coaching on digital financial services and financial inclusion. We provide face-to-face training, online training, face-to-face coaching, online coaching to staff working with  clients, agents, branch managers, senior managers and head office staff.

Our clients

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MOBILE NETWORK OPERATORS

We assist MNOs to pioneer and redefine mobile financial services to reach previously unbanked customers, maximise customer loyalty, increase ARPU, reduce churn and generate new revenues.

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BANKS & MICROFINANCE INSTITUTIONS

We support retail banks and microfinance institutions to develop financial products and deploy new channels to capture unbanked customers, whilst improving service delivery.

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PAYMENT AND TRANSFER SERVICE PROVIDERS

We help money transfer networks and payment providers build distribution channels and formulate solutions to successfully launch innovative money transfer and card services.

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INTERNATIONAL DEVELOPMENT AGENCIES

We devise strategies for mobile and agency banking with international development agencies, driven by the common belief that expanding financial services is critical to financial inclusion.

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From our Newsletter

  • Latest updates on European Microfinance Week 2016
  • Kick-starting DFS in Lao PDR
  • PHB congratulates latest FINCA eWorkshop graduates
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News: Big data for financial inclusion

Leveraging Big Data for Financial Inclusion: Opportunities and Risks

Big data is a powerful new resource in international development with the potential to transform every industry, from education and health to agriculture and biotechnology. Recently, PHB Development’s Managing Partner Philippe Breul facilitated a session on Big Data-driven microfinance at the European Microfinance Week.

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Contact Us

HEAD OFFICE - BELGIUM

Email : pbreul@phbdevelopment.com

OTHER OFFICES

UGANDA – pbreul@phbdevelopment.com
FRANCE – adagneaux@phbdevelopment.com
NETHERLANDS – reverts@phbdevelopment.com
LAOS - dkleiman@phbdevelopment.com

info@phbdevelopment.com