PHB Development is a specialist consulting firm committed to increasing financial inclusion for underserved markets in developing countries. We support our clients to develop viable financial services and delivery channels, such as: remittances, mobile financial services, agent networks, savings and loans products, biometrics, chip cards, ATMs and POS terminals.
A comprehensive methodology covering various dimensions, including; market scoping, business model design, regulatory advice and performance evaluation for financial services and financial inclusion.
PHB Development offers advisory services at all stages of the deployment of digital financial products and services and delivery channels: feasibility, design and implementation and performance improvement. Our approach is tailored to meet the specific needs of our clients, because each one is unique and each project is different.
PHB Academy offers training and coaching on digital financial services and financial inclusion. We provide face-to-face training, online training, face-to-face coaching, online coaching to staff working with clients, agents, branch managers, senior managers and head office staff.
We assist MNOs to pioneer and redefine mobile financial services to reach previously unbanked customers, maximise customer loyalty, increase ARPU, reduce churn and generate new revenues.
We support retail banks and microfinance institutions to develop financial products and deploy new channels to capture unbanked customers, whilst improving service delivery.
We help money transfer networks and payment providers build distribution channels and formulate solutions to successfully launch innovative money transfer and card services.
We devise strategies for mobile and agency banking with international development agencies, driven by the common belief that expanding financial services is critical to financial inclusion.