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Our Team

Since 2006, PHB Development has grown from one person to a team of seasoned professionals with the same vision of addressing the new opportunities and challenges presented by the rapidly evolving market of financial services and delivery channels – mobile, biometry, cards, ATMs, POS terminals and agent networks.

Associates & Consultants

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Jean Daniel Baloucoune

Systèmes d’Information, Technologie et Finance Digitale

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Henry Kisembo Clarke

Digital Finance, Access to Finance, Value Chain Development

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Alejandra Fabrega

Strategy & Financial Analysis Expert

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Ruth Thiemele Kadjo

Digital Financial Services & Financial Inclusion Consultant

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Pall Kvaran

DFS Consultant

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Emmanuel Mudahemuka

DFS Consultant

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Simon Priollaud

Associate Consultant DFS

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Victorin Salifou

MicroFinance & Digital Finance Consultant

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Andrew Tumwesigye

DFS Consultant

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Stephen Waiswa

Value chain and DFS Expert

Management Team

The management team at PHB Development is composed of a team of partners with expertise in telecoms, retail banking, microfinance, remittances, payments and international development. Our partners share the same passion for delivering innovative financial services that will increase financial inclusion in developing countries.

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Philippe Breul

Senior Digital Finance Expert

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Lisa Chassin

Financial Inclusion Expert

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Aurelie Wildt Dagneaux

Microfinance and Social Performance Expert

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Ronald Everts

Distribution channels, Operations and IT Expert

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David Kleiman

Digital Financial Services & Branchless Banking Expert

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Ciprian Panturu

Business modelling and agent network Expert

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Alexandra Sanchez

Training & Research Expert on Branchless Banking and Remittances

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Pete Sparreboom

Director PHB Academy, Financial Inclusion, Training and eLearning Expert

Support Team

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Marc Chanourdie

HCD consultant

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Sana Himayat

Communications Expert

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Matt Luna

Communication Consultant

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Danièle Ngaleu

Administrative Manager

PHB Blogs

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  • Report: Supporting a ‘New Channel’ of Agency Banking
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  • Agriculture and displacement: PHB at UN Climate Conference
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  • Click to see a complete list of PHB blogs
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PHB News

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  • ‘Mama bank’ launched for biometric access
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  • PHB Newsbrief & Year in Review video
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    • Digitizing Payments in Agricultural Value Chains in Uganda by UNCDF
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Contact Us

HEAD OFFICE - BELGIUM

Email : belgium@phbdevelopment.com

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