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Our Team

Since 2006, PHB Development has grown from one person to a team of seasoned professionals with the same vision of addressing the new opportunities and challenges presented by the rapidly evolving market of financial services and delivery channels – mobile, biometry, cards, ATMs, POS terminals and agent networks.

Associates & Consultants

Jean Daniel Baloucoune

Jean Daniel Baloucoune

Systèmes d’Information, Technologie et Finance Digitale

Alejandra Fabrega

Alejandra Fabrega

Strategy & Financial Analysis Expert

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Ruth Thiemele Kadjo

Digital Financial Services & Financial Inclusion Consultant

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Pall Kvaran

DFS Consultant

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Emmanuel Mudahemuka

DFS Consultant

Simon Priollaud

Simon Priollaud

Associate Consultant DFS

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Andrew Tumwesigye

DFS Consultant

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Stephen Waiswa

Value chain and DFS Expert

Management Team

The management team at PHB Development is composed of a team of partners with expertise in telecoms, retail banking, microfinance, remittances, payments and international development. Our partners share the same passion for delivering innovative financial services that will increase financial inclusion in developing countries.

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Philippe Breul

Senior Digital Finance Expert

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Lisa Chassin

Financial Inclusion Expert

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Aurelie Wildt Dagneaux

Microfinance and Social Performance Expert

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Ronald Everts

Distribution channels, Operations and IT Expert

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Ciprian Panturu

Business modelling and agent network Expert

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David Kleiman

Digital Financial Services & Branchless Banking Expert

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Alexandra Sanchez

Training & Research Expert on Branchless Banking and Remittances

Pete Sparreboom (2)

Pete Sparreboom

Director PHB Academy, Financial Inclusion, Training and eLearning Expert

Support Team

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Sana Himayat

Communications Consultant- Expert in Islamic Microfinance and Financial Inclusion

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Matt Luna

Communication Consultant

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Danièle Ngaleu

Administrative Manager

PHB Blogs

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  • Report: Supporting a ‘New Channel’ of Agency Banking
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  • Agriculture and displacement: PHB at UN Climate Conference
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  • Click to see a complete list of PHB blogs
  • Click Here

PHB News

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  • ‘Mama bank’ launched for biometric access
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  • PHB Newsbrief & Year in Review video
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    • Digitizing Payments in Agricultural Value Chains in Uganda by UNCDF
    • Read More

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Contact Us

HEAD OFFICE - BELGIUM

Email : belgium@phbdevelopment.com

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