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Our Team

Since 2006, PHB Development has grown from one person to a team of seasoned professionals with the same vision of addressing the new opportunities and challenges presented by the rapidly evolving market of financial services and delivery channels – mobile, biometry, cards, ATMs, POS terminals and agent networks.

Associates & Consultants

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David Kleiman

Digital Financial Services & Branchless Banking Expert

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Alejandra Fabrega

Strategy & Financial Analysis Expert

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Ronald Everts

Distribution channels, Operations and IT Expert

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Lisa Chassin

Financial Inclusion Expert

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Eric di Betta

Strategic Marketing, Telecoms & Payment Expert

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Jean Daniel Baloucoune

Systèmes d’Information, Technologie et Finance Digitale

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Henry Kisembo Clarke

Value Chain and Digital Finance Consultant

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Gera Voorrips

Microfinance & Digital Financial Services Expert

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Umberto Trivella

Market research and Product Design Expert

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Pete Sparreboom

Financial Inclusion, Training and eLearning Expert

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Victorin Salifou

MicroFinance & Digital Finance Consultant

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Celse Maregarege

Agent Banking Consultant

Management Team

The management team at PHB Development is composed of a team of partners with expertise in telecoms, retail banking, microfinance, remittances, payments and international development. Our partners share the same passion for delivering innovative financial services that will increase financial inclusion in developing countries.

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Philippe Breul

Senior Digital Finance Expert

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Ciprian Panturu

Business modelling and agent network Expert

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Alexandra Sanchez

Training & Research Expert on Branchless Banking and Remittances

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Marie-Sophie Tar

Financial Sector and Remittances Expert

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Aurelie Wildt Dagneaux

Microfinance and Social Performance Expert

PHB Blogs

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  • BLOG: PHB to lead digital finance session of Boulder Microfinance Training in July
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  • BLOG: eWorkshop Connects Participants
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  • BLOG: HCD Market Research in Lao PDR
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  • BLOG: Alone no more: Rural Communities finding Financial Inclusion
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PHB News

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  • Philippe Breul of PHB will be lecturing in the Boulder Microfinance Training
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  • PHB conducts Human Centered Market Research to Develop the First Mobile Wallet in Lao PDR
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  • Leveraging Big Data for Financial Inclusion: Opportunities and Risks
Read More

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Contact Us

HEAD OFFICE - BELGIUM

Email : belgium@phbdevelopment.com

OTHER OFFICES

UGANDA – uganda@phbdevelopment.com
FRANCE –
france@phbdevelopment.com
NETHERLANDS – nederland@phbdevelopment.com
LAOS -
laospdr@phbdevelopment.com

info@phbdevelopment.com