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Research and advisory services on Digital Financial Services

We offer practical guidance on the feasibility, design and implementation of digital financial products and services. Our approach is tailored
to meet the specific needs of our clients, because each one is unique and each project is different.

© PHB Development

Our Services

We offer a full suite of affordable services aimed at improving Financial Inclusion through an increase in the take-up and usage of Digital Financial Services (DFS)

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Core Expertise

PHB Development has deep expertise in the following areas
(1) Regulation
(2) Business models
(3) Partnerships
(4) Products & Markets
(5) Distribution
(6) Operations
(7) Technology
(8) Project Management

© PHB Development

Past projects

We have worked on more than 100 projects across the globe and our experts have significant experience in deploying services.

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Upcoming Publications

PHB Development releases research on Digital Financial Services.

Our clients

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MOBILE NETWORK OPERATORS

We assist MNOs to pioneer and redefine mobile financial services to reach previously unbanked customers, maximise customer loyalty, increase ARPU, reduce churn and generate new revenues.

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BANKS & MICROFINANCE INSTITUTIONS

We support retail banks and microfinance institutions to develop financial products and deploy new channels to capture unbanked customers, whilst improving service delivery.

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PAYMENT AND TRANSFER SERVICE PROVIDERS

We help money transfer networks and payment providers build distribution channels and formulate solutions to successfully launch innovative money transfer and card services.

Photo courtesy of The MasterCard Foundation © 2016

INTERNATIONAL DEVELOPMENT AGENCIES

We devise strategies for mobile and agency banking with international development agencies, driven by the common belief that expanding financial services is critical to financial inclusion.

PHB Blogs

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  • Sustainable Technology Adaptation for Mali’s Pastoralists
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  • Adapt or Die! A Changing Landscape for Microfinance
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  • Interview with PHB Associate Emmanuel Mudahemuka
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  • Click to see a complete list of PHB blogs
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PHB News

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  • Going digital, or stick to cash by PHB Consultant Páll Kvaran
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  • Toolkit # 4 Release
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  • PHB Newsletter-Summer 2017
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  • DFS Formula for Success in New Toolkit from PHB Academy and MicroLead
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Contact Us

HEAD OFFICE - BELGIUM

Email : belgium@phbdevelopment.com

To View Regional & Country Offices

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