Aurelie Wildt Dagneaux
Microfinance and Social Performance Expert
Aurélie is a Digital Finance Service expert with 10 years’ experience. She is a hands-on experienced consultant with valued expertise ranging from market opportunity assessment to implementation. She has extensive knowledge in regulation, partnerships between financial institutions and mobile network operators, distribution strategies, and go-to-market strategies. She has assisted numerous MFIs to decide on the best option to enter digital financial services, helped design their roadmap and provided training on market entry strategy. She has worked for a wide range of clients, from development agencies and donors to MFIs, including private sector companies. Her areas of expertise include business, strategy, project management and product launch for microfinance and mobile payments.
Since joining PHB Development end 2012, Aurélie has focused her expertise in mobile banking targeted at microfinance institutions. She started with assessing the opportunity for a network of MFIs in Sierra Leone to join forces to develop mobile banking, continued with training on mobile banking and agency banking for staff ranging from loan officers to top management, helped a service provider in Ghana redesign its product offering (2014). Then, she managed the market opportunity and feasibility assessment for two different Microfinance Institutions in Nigeria (2014) and market entry strategy for an MFI in Madagascar part of an international network (2014-2015). She also assisted Women World Banking and Accion in Nigeria to design go-to-market strategies and Financial Institutions in their mobile banking launches. Most recently, she launched PHB Academy with Pete Sparreboom, focusing on delivering face-to-face workshops and online courses on options for financial institutions to enter digital financial services and help them acquire the needed skills and attitudes. For that, she became a certified Facilitator of the online course (Dynamind). In addition, Aurélie is a recognized Social Performance specialist with certification on Progress out of Poverty Index (PPI, Grameen Foundation) and Social Performance Indicators (SPI, Cerise). For instance, she conducted social performance audits for Accion in Paraguay (Fundacion Paraguaya), for Grameen Foundation in Haiti (Fonkoze) and for Kiva in Ecuador (Cooperativa San Jose). She has also trained management and loan officers on Social Performance tools in Haiti, Ecuador and Paraguay. Prior to working for PHB Development, Aurélie co-founded Octoplus, a startup company in mobile payments in France (2011), where she acted as project manager from market study to product launch and then became Sales Director. Previously, she worked for 3 years as a microfinance consultant with Horus Development Finance in Africa and with Accion, Grameen Foundation and Kiva in South America (Paraguay, Haiti, Ecuador). Her assignments ranged from market reviews for international agencies and donors (AFD, CGAP, KfW), -such as the market readiness for Mobile Banking of 14 West African countries for AFD and CGAP-, to defining a shared platform for microfinance institutions in Senegal (2011), or the strategy for Mobile Banking development in Sudan for the PNUD. Aurélie started her career as a strategy consultant for large international companies worldwide (hospitality, retail, industry), a job she had for 4 years.
Aurélie was a speaker for Grameen Foundation at the Global Microfinance Summit in Spain (2011) and participated to research papers on financial inclusion in Africa and the role of mobile banking as a financial inclusion tool (published in 2011 by Horus Development Finance).
Aurélie has a Master degree in Microfinance from Solvay Business School (2010, Brussels, Belgium) and a Master in Business Administration from ESCP Europe (2006, Paris, France). She speaks fluent French and English and is proficient in Spanish and German.