MicroFinance & Digital Finance Consultant
Victorin is a Microfinance and Branchless Banking consultant with an International Development background. After a specialization in microfinance completed in 2013, Victorin joined PHB Development and has demonstrated his skills in mobile finance, such as in the development of financial inclusion strategies, or in the design of agency banking. He has had hands-on experience in conducting market research for Banks, MFIs and MNOs, as well as for other actors acting in Digital Finance field.
With PHB Development, Victorin supported the Netherlands Space Office (NSO) to conduct 10 Workshops to Geodata for Agriculture and Water (G4AW) 2015’s grantees. He was involved in the Pakistan and Tanzania Digital Finance market survey for the World Bank and Oxford Policy Management project on “The Economic Impact of Mobile Money Taxation Tanzania & Pakistan” (2015). He also conducted market studies in the GIZs (German Development Agency) project of Improving Access to Remittances and other Financial Services through Digital Solutions in Jordan with focus on improving access to financial services to Syrian Refugees (2015). At the beginning of 2015, Victorin assessed proposals for the Netherlands Space Office (NSO) in the context of the Geodata for Agriculture and Water (G4AW) projects and he led the partnership composition evaluation and the financial analysis of the partner companies. In 2014, he assisted the Premiere Agence de MicroFinance (PAMF) Madagascar in an opportunity and feasibility study for the implementation of Mobile Banking. He also conducted a market survey to assess the opportunity presented by international Money Transfers and Mobile Money in Belgium for Orange Money, interviewing diaspora from East Europe, Maghrebin and Sub-Saharan Africa (2014). On the GhIPSS project in Ghana (2014) which aimed to develop Branchless Banking services, Victorin supported with an implementation based on the Agency Banking distribution model. He was also involved in opportunity and feasibility studies and analysis for Mobile Banking projects, in particular with two Nigerian organizations: the Accion Microfinance Bank (AMfB) and the Grooming Center, a microfinance institution (2014).
Before joining PHB Developement, in 2013, Victorin assisted the MFI Coopec-Afa in Burkina Faso in the development of microfinance products with a demand-driven approach and a focus on customer satisfaction and strengthening of financial and social performances. Before this, Victorin assisted the development of NGOs in Belgium and England. Through this successful experience, he specifically skilled up in food security and rural development issues.
Victorin holds masters in Social sciences and Management, as well as in Development and in Microfinance. He speaks fluently French, English and several West African languages.